Get confident and in control of your money.
Money shouldn’t be an obstacle that keeps you from reaching your heart and soul goals.
The new breed of financial coaches and planners are not your parents’ financial planners. Many take a holistic approach, looking at your life goals (and not just raw data) to create and help you implement a lifestyle-based financial plan.
My personal belief is that everyone can benefit. From the do-it-yourselfer who just needs occasional advice to those interested in short-term coaching to get on track or a financial plan to run with, to those who’d prefer to have a coach or financial planner be as much a member of your personal team as your primary care doctor.
The extra ‘thing’ that can make a coach valuable
The truth is, it’s not always easy to get on track on your own. No matter how smart or successful we are in other areas of our lives, getting our money organized can elude us. We have all kinds of cognitive biases and learned beliefs that we don’t realize get in our way. A coach or planner can keep you from making common money mistakes and show you how to make better money decisions. They also provide a fresh perspective, see blind spots in your thinking, see possibilities that you may not, remind you of your dreams and plans and encourage you to push forward when you’re ready to quit at the one-yard line.
What’s the difference between a coach and a financial planner?
Sometimes the lines are blurred because coaches may do financial planning and financial planners may coach. But the main difference is that a coach guides you in getting clarity, making behavioral changes for spending and saving, creating new habits and applying them. A financial planner typically helps you create a comprehensive plan for retirement along with a spending plan. But again, planners may also coach and coaches may also plan, so it’s best to ask before you hire exactly what they cover in their services.
Coaching With Me
As a financial coach, journalist and entrepreneur with a certificate in financial planning, I offer coaching/training that is part money strategy and part mindset and personal growth. I help you save more and spend purposefully, while also focusing heavily on behavioral patterns and personal empowerment. I offer one-on-one coaching by phone (spaces limited), group coaching, and online workshops. Check out my coaching options here and be sure to get on my mailing list to be first to learn when free trainings, group coaching or workshops open up. I would love to work with you to help you reach your financial goals.
How to Find a Financial Planner
Unsure of what questions to ask a financial planner to see if they’re right for you? Here is a checklist of potential questions from the National Association of Personal Financial Advisors.
Wishing you joy and prosperity,
The Money Post